A hotel booking can fit your budget and still need more cash or available credit when you check in. The difference is often a refundable damage or incidental deposit. Some hotels state one amount on arrival. Others multiply it by the number of rooms and nights. If you're paying for a rental car or moving to another hotel before the first hold clears, that distinction can affect what you can pay for next.
For two adults staying two nights in November, the checked room quote at Centara Mirage Beach Resort Dubai came to AED 2,186.00, with a published AED 500 damage deposit on arrival. At Palazzo Versace Dubai, the checked rate came to AED 2,245.00 after adding the separately stated Tourism Dirham, with a published deposit of AED 500 per room per night, or AED 1,000 for one room over two nights. The quoted room costs were AED 59 apart. The combined room cost and deposit amounts were AED 559 apart. The packages differ in room type and inclusions, so these examples show the difference in funds needed, rather than ranking the stays by value. Centara booking search · Centara hotel policies · Palazzo booking search · Palazzo hotel policies
Dubai hotel deposits compared
| What to budget | Centara Mirage Beach Resort Dubai | Palazzo Versace Dubai |
|---|---|---|
| Published deposit basis | AED 500 damage deposit on arrival | AED 500 per room per night for incidentals and damages |
| Deposit for one room, two nights | AED 500 using the property's stated arrival amount | AED 1,000 |
| Methods the hotel lists | Cash or credit payment | Cash, including foreign-currency equivalent, or credit-card pre-authorisation |
| What the hotel says about release | Refund in full subject to inspection. Credit-card refunds may take up to 14 working days to appear. | Cash refund processed at checkout in local currency. Credit-card hold release stated as 7–14 business days after checkout, depending on the issuer. |
| Quoted stay cost, including mandatory fees checked | AED 2,186.00 | AED 2,245.00 |
| Stay cost plus deposit capacity | AED 2,686.00 | AED 3,245.00 |
The last row is a budget for room charges and the deposit together. It does not specify how much the hotel will take in a single transaction or how much will be due at the desk if you prepaid. Both quotes were for one room and two adults from 20 to 22 November 2026. The deposits come from the hotels' published property policies. Centara booking search · Centara hotel policies · Palazzo booking search · Palazzo hotel policies
Centara Mirage Beach Resort Dubai
An arrival damage deposit with an inspection
Centara’s hotel policy lists an AED 500 damage deposit required at arrival. It says it can be collected in cash or by credit payment and that the amount is refunded in full subject to inspection. Its wording describes the credit-card timing as up to 14 working days for the refund to appear. Deposits left in a foreign currency are returned in UAE dirhams. If you plan to use cash, ask which currencies the desk accepts and what it will record on the receipt. If you pay by card, ask whether the hotel will authorise a hold or take a charge and later refund it. Centara's public page does not specify that distinction for the credit method. Centara hotel policies
That wording matters if you are travelling with a card whose available balance is already partly committed. An AED 500 hold can reduce the credit available for the next purchase while the issuer still shows it as pending. An actual charge and refund can appear as separate entries. For a cash deposit, keep the receipt and allow time for the room inspection at departure. If you are checking out early to catch a flight, ask the night before how the inspection and return will be handled. Centara hotel policies · Emirates NBD explanation of pre-authorisation
Keep the deposit separate from the quoted total
For a Family Room Double Double and two adults from 20 to 22 November, Centara's Flexible Rate with Breakfast showed AED 880 per night before charges. The detailed booking panel totalled AED 1,760.00 for the room, AED 176.00 in service charge, AED 96.80 in VAT, AED 123.20 in city tax and AED 30.00 in Tourism Dirham. The total was AED 2,186.00. The rate required a credit-card guarantee, listed free cancellation up to 3 pm one day before arrival and stated a one-night late-cancellation charge and a 100% no-show charge. Those are rate terms with separate consequences from the arrival damage deposit. Centara booking search
If the full quoted amount and the deposit both need to be covered out of the same budget, set aside AED 2,686.00 before adding any discretionary spending. If you paid the room cost earlier and it has cleared, ask what remains due and how the hotel collects the AED 500. The published arrival amount is presented as a damage deposit. Ask how the policy applies if you book multiple rooms, since the page does not spell out a multiple-room calculation. Centara hotel policies · Centara booking search
On Instagram. Centara’s spa reel shows a separate resort service. Check what your rate includes and which optional services can be posted to your room before using the deposit amount as a spending allowance. Centara Mirage Beach Resort Dubai · Resort spa reel
Palazzo Versace Dubai
A per-room, per-night deposit that can cover incidentals
Palazzo’s published hotel policy says it collects AED 500 per room per night on arrival for potential incidentals, including spa services, room service, minibar use, damage and other extras. For one room over two nights, budget AED 1,000. For two rooms over two nights, the same published formula gives AED 2,000. If rooms are paid for by different guests, ask whether each guest provides the deposit for their room or whether the hotel can place both on one card. Palazzo hotel policies
The hotel lists cash in local or foreign-currency equivalent and credit card as deposit methods. It describes a credit-card pre-authorisation with a release window of 7 to 14 business days after checkout, depending on the bank or issuer. It says cash refunds are processed at checkout and issued in local currency. If you leave foreign cash, ask what conversion rate will be recorded and how the desk will account for any incidentals paid from it. If you use a debit card, ask the hotel if it accepts that card for this specific purpose and how it would handle the transaction. Palazzo hotel policies
Add the fee that sits outside the booking panel total
In Palazzo’s official engine, the Deluxe Versace City View for two adults on 20–22 November displayed the Winter Holiday Promotion, with breakfast at Giardino and other listed package benefits. It showed AED 1,800.00 for two nights, plus AED 180.00 service charge, AED 99.00 VAT and AED 126.00 municipality fee, giving a panel total of AED 2,205.00. The booking page separately stated AED 20 Tourism Dirham per bedroom per night, charged at checkout. Add AED 40 for this room to budget AED 2,245.00 in stay charges. The deposit then brings the combined amount to AED 3,245.00. Palazzo booking search · Palazzo hotel policies
The tariff required a valid credit card and said a validation charge might appear. It stated free cancellation up to one day before arrival and a full-stay penalty for cancelling too late. Ask for the precise cutoff if timing matters. A validation entry to check the card, a full-stay cancellation penalty and the incidental authorisation on arrival have distinct purposes. If you see a pending transaction, ask the property which of those entries it relates to before assuming it is the deposit. Palazzo booking search · Palazzo hotel policies
On Instagram. Palazzo’s arrival-themed post shows one of the hotel’s furnished interiors. Check the named room and its policy for the actual booking conditions. Palazzo Versace Dubai · Hotel welcome post
Card hold, card refund or cash return?
A pre-authorisation sets aside money or available credit. Emirates NBD describes the hold as a temporary amount set aside by the merchant until final payment and release. In practice, start by checking whether the original entry is still pending or has posted. A released hold may simply stop appearing as pending and restore available credit. A posted charge can instead be followed by a separate refund. Ask the hotel and your issuer which process they see before looking for a matching line on the statement. Emirates NBD explanation of pre-authorisation
Before handing over a card, confirm the amount and ask whether the hotel will take any unpaid room cost together with the deposit. At checkout, ask how the property will settle optional charges. In a simple example, an AED 1,000 cash deposit and AED 180 of verified incidentals would leave AED 820 to return if the hotel deducts those items from the deposit. If you pay the incidentals separately, you may instead see a separate charge and release of the full deposit or hold. The correct accounting depends on what the property actually processed. Keep the itemised folio and the deposit or release record so you can reconcile both.
For back-to-back stays, allow for the possibility that the first hotel’s hold has yet to clear when the second hotel needs its deposit. A traveller using both examples could need AED 1,500 in combined deposit capacity while both deposits are outstanding, in addition to any unpaid stay charges or extras. If you have limited available credit, ask whether one property accepts cash and when it returns it, or whether separate cards can be used. Confirm acceptance with the hotel before counting on it. Centara hotel policies · Palazzo hotel policies
What to keep and what to ask at checkout
Ask the desk for a folio showing the stay charges and any room extras, plus a deposit receipt or card authorisation reference. Compare the final room amount with your confirmation. Where a charge has been withheld, ask the hotel to identify the exact item, the amount and how it was settled. If the property releases a hold, ask when it did so and whether it can provide a release reference. If it is issuing a refund, ask for the refund amount, processing date and a reference you can share with your issuer.
If the entry remains beyond the timing the hotel gave you, contact the property with your reservation number, checkout date, deposit amount and reference. Ask whether the transaction was an authorisation or a posted charge and whether it has been released or refunded. Then ask your card issuer to trace the correct type of transaction. Use the hotel’s and issuer’s stated channels. Keep full card numbers and security codes out of routine messages.
The published timings are in working or business days. Keep the date of checkout and the date the property says it processed the release. If you need those funds sooner, ask about the expected timeline before choosing a method. For cash, check where and when you collect the local currency and allow time to count it before leaving.
Check who can use the card
When one traveller books and another arrives first, ask which cardholder must be present and whether the hotel allows a separate card for the deposit. A hotel that accepts a credit card for the deposit may have different rules for a debit card, a virtual card or a card belonging to someone outside the travelling party. If the room was paid through a travel company, bring the confirmation showing what has already been paid. Ask the desk to distinguish the outstanding balance from the refundable amount before you authorise either.
If the stay is extended, check the deposit basis again. For the Palazzo example, moving from two nights to three would raise the published deposit calculation from AED 1,000 to AED 1,500 for one room. Ask whether the hotel will increase the existing authorisation or take another one. That can affect the available balance differently while transactions are pending. Request an updated receipt that shows which amount covers the longer stay. Palazzo hotel policies
Frequently asked questions
Does a prepaid hotel still ask for a deposit?
It can. Room prepayment settles the price of the booking. Palazzo describes an arrival deposit for incidentals, while Centara describes one for damage. Ask whether your specific booking has an outstanding room balance and whether the deposit is collected separately. Centara hotel policies · Palazzo hotel policies
Is the Tourism Dirham part of the deposit?
Track it as a stay charge. Centara’s example shows it inside the detailed total, while the Palazzo booking page states that it is collected at checkout separately from the panel total. Check the final summary before adding it so you count it once. Centara booking search · Palazzo booking search
Can I get the deposit back in the currency I left?
Centara states that foreign-currency deposits are returned in UAE dirhams. Palazzo likewise says cash refunds are issued in local currency. Ask what the hotel accepts at arrival, what exchange rate it uses and which amount will appear on the receipt. Centara hotel policies · Palazzo hotel policies
Research checked 6 November 2026. Rates and property policies can change. Confirm the amount, payment method and release process for your room and dates.


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